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Digitalization in the financial sector

Strategy, tech, impact - honest and without ballast

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HomeServicesDigitalization in the financial sector

Modernizing financial IT: Liberating core systems, securing the future

Digitalization in finance rarely fails because of the vision, but mostly because of grown monoliths and rigid data silos. We gradually decouple your core systems, tame complex regulations and create real added value - from cloud strategy to AI-supported fraud detection. Honest, independent and measurably effective.

We support you from strategic diagnosis to secure 24/7 operation. We avoid technical over-engineering and focus on solutions that really make your business more agile.

Less technology. Better business.

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Status quo: Why financial IT often remains stuck in the past

The industry wants agility, but is usually stuck in rigid structures that have grown over decades. We know the hurdles that are slowing down your transformation:

  • Legacy legacy: A mix of mainframes and monolithic core systems makes every innovation a mammoth task and inhibits innovation.
  • Data islands: Fragmented information without overarching governance prevents AI solutions from realizing their full potential.
  • Process hurdles: Rigid separations between business and IT as well as analogue relics make for slow decisions - often only 75% of processes are digitized, even at large institutions.
  • Skills shortage: The acute shortage of experts for cloud, data and cybersecurity makes every modernization project a personnel feat.

Expertise meets implementation: why we are the right partner

DORA-ready engineering

We combine in-depth tech know-how with regulatory security. DORA, NIS-2 and BaFin requirements flow directly into the code - pragmatically, audit-proof and without ballast. So that your compliance becomes a stable basis for real innovation.

Modernity instead of legacy

We tame grown monoliths without jeopardizing ongoing operations. Using the Strangler pattern, we gradually replace legacy systems and seamlessly integrate new architectures. This makes your IT landscape agile and future-proof again.

Responsibility up to 24/7

We support you from the initial diagnosis through the MVP to stable operation. We not only deliver concepts, but also sustainable software including SRE expertise. With us, you have partners who stand behind the joint result.

Benefits instead of technology hype

Our motto: Less Technology. Better Business. We don't build monuments, but solutions to problems such as fraud detection or KYC. We avoid over-engineering and focus stubbornly on your measurable and real business success.

Topics that drive your business forward

Digitalization is changing markets, processes and business models - and presents you with complex decisions. Our topic pages provide guidance: they show how we use strategy, technology and experience to create solutions that have a lasting impact.

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Apps

From concept to rollout: We develop apps that deliver measurable results—intuitive, secure, and built to seamlessly integrate technologies such as AI and IoT.

Topic Apps
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Cloud

With the right cloud architecture, we combine technology and business value: automated, secure, scalable. This allows us to create space for innovation and sustainable competitiveness.

Topic Cloud
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Cybersecurity

Cybersecurity starts with clarity: We protect your systems, data, and processes with security by design—from risk analysis and penetration testing to DORA and NIS 2 compliance.

Topic Cybersecurity
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Data & AI

Aus Daten werden Entscheidungen, aus KI entsteht Wertschöpfung. Wir entwickeln datengetriebene Strategien, Modelle und Systeme, die Ihr Unternehmen messbar intelligenter machen.

Topic Data & AI
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Digital Design & UX

Good design takes a holistic approach—from the vision to the finished product. We create user-centered, evidence-based experiences that reduce complexity and have a real impact.

Topic Digital Design & UX
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IT Consulting

Think strategically, implement operationally: MaibornWolff develops IT organizations, architectures, and processes that enable change and lead your business to sustainable success.

Topic IT Consulting
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IT modernization

Outdated systems slow down innovation. We modernize your IT during ongoing operations—with a clear strategy, clean code, and a focus on future viability and stability.

Topic IT Modernization
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Quality Engineering

Quality is not created at the end, but right from the start. We integrate testing, automation, and engineering to make software reliable, secure, and future-proof.

Topic Quality Engineering
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Experience VR/AR

Experiences become immersive, processes tangible. We develop XR solutions for training, simulation, and product presentation—interactive, realistic, and technically advanced.

Topic VR/AR
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Web

Today, web platforms are ecosystems. MaibornWolff develops high-performance, accessible, and scalable solutions with modern stacks—from headless CMS to API-first architectures.

Topic Web

Industry focus: Where we make the difference

We don't just talk about IT, we understand your business. Whether traditional banking, dynamic payment transactions or complex insurance models: We know the regulatory hurdles and technological levers in your market segment.

Core banking without legacy assets

We tame the monolith. With the Strangler pattern, we gradually replace outdated core banking systems without stopping operations. API-first approaches create the basis for modern services and make your IT landscape agile.

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Automation for insurers
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A clear direction in 30 minutes

In a free initial consultation, we clarify your goals, the regulatory framework and the next steps - concretely, independently and without a pitch show. You will receive an honest assessment with clear options for your project.

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Methodology and depth: how we solve complex IT challenges

Identifying problems is the first step, solving them in a technically sound manner is the crucial second. We rely on proven architecture patterns and in-depth regulatory knowledge to bring your transformation safely and efficiently to its destination.

Legacy modernization

We decouple monoliths with the Strangler pattern and API gateways. By gradually migrating individual domains, your core business remains stable while we build modern services - including clean rollback scenarios and tests.

Data control & security
Compliance & ESG reporting
FinOps & cloud efficiency

The path to your digital financial IT

We support you from the initial assessment through to long-term stable operation. Our approach is iterative, risk-aware and consistently geared towards measurable results.

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1. Diagnosis & target image

We start with a compact assessment of your IT landscape and regulatory requirements. Instead of endless concepts, we create a roadmap in just a few weeks that clarifies priorities and identifies quick wins.

2. Architecture & quick wins

We build the foundation: cloud landing zone, API strategy and initial MVPs. This allows us to prove the benefits early on (e.g. through digital onboarding processes) while we prepare the architecture for scaling.

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3. Implementation & integration

From the pilot project to the broad base: we connect core systems, establish real-time data streams and introduce modern DevOps practices. Security and compliance flow directly into the code as an integral part of this.

4. Scaling & operation

We ensure long-term success. With 24/7 monitoring (SRE), continuous cost optimization through FinOps and the gradual replacement of your legacy systems, we make your IT permanently agile and efficient.

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Success in black and white

We manage according to hard key figures such as MTTR, release frequency and FinOps efficiency. This turns your IT from a cost factor into a real business driver - measurable, honest and guaranteed without cloud castles.

Your partner for digital change: secure, pragmatic, human

The digitalization of the financial sector is not a one-off project, but a strategic realignment. With MaibornWolff, you have a partner at your side who sees technology not as an end in itself, but as a tool for your business success. We don't build castles in the air, but develop software that overcomes regulatory hurdles and liberates your IT landscape in the long term.

Ready for the next development step?

Let us clarify together how we can turn your vision into measurable results.

Contact us now

Frequently asked questions about digitalization in the financial sector

  • Do I have to replace my entire IT ("big bang")?

    No. We are experts in the so-called strangler pattern. This means that we gradually decouple individual specialist functions from your old core system (legacy). In this way, we modernize your IT during ongoing operations, minimize risks and avoid the dangerous "big bang" at the open heart of your systems.

  • How can dependency on cloud providers (vendor lock-in) be prevented?

    Independence is part of our architectural DNA. We consistently rely on cloud-agnostic patterns and open source standards. The goal is an architecture that remains portable - regardless of whether you rely on AWS, Azure, Google or a private cloud. You retain control over your data and your cloud strategy.

  • How long does it take until the first results are visible?

    We do not work quietly for months on end. After the diagnostic phase (approx. 4-8 weeks), we focus on fast MVPs (minimum viable products). The aim is to bring a functional solution live within the first quarter - for example an automated KYC route or an API layer - in order to demonstrate the business benefits early on.

  • Does MaibornWolff also support DORA implementation?

    Yes, regulation is not an "add-on" for us, but flows directly into the engineering. We build "DORA-ready" architectures that minimize ICT third-party risks, strengthen digital resilience and embed the required security controls and reporting processes in the code.

Know-hows on the topic of "Digitalization in the financial sector"

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    Why MaibornWolff?

    As one of the most innovative IT service providers with a great passion for AI, we focus entirely on the project business and individual software development - without our own products. To stay at the forefront, we continuously invest in our team of digital technology engineers and develop digital solutions that are well thought-out, efficient and reduced to the essentials.

    Our principle: simplicity instead of complexity. We only develop what is really needed - tailor-made, useful and reliable. Our results speak for themselves. With over 800 large-scale systems and more than 10,000 person-years of experience in high-end software engineering, we are one of the few who can reliably implement even the largest and most complex IT landscapes. Thanks to close partnerships with leading hyperscalers, our customers operate their solutions in today's most modern and powerful environments.

    Less technology. Better Business.

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